CFO

ESTO is seeking a Group Chief Financial Officer to lead the financial strategy, governance, and capital formation of one of the most dynamic fintechs in the Baltics. As Group CFO, you will sit at the apex of ESTO’s centralized finance organization - overseeing governance, treasury, capital markets, accounting, analytics, and financial operations across all business units and regions.

You will serve as a key architect of ESTO’s growth, driving liquidity, shaping funding strategy, and managing investor relations across fixed-income and equity markets. This is a high-impact executive role at the intersection of strategy, finance, and execution - ideal for a finance leader who thrives on complexity, precision, and pace.

KEY RESPONSIBILITIES:

• Strategic Finance Leadership: Oversee the full financial architecture of the ESTO Group, encompassing governance, treasury, management reporting, accounting, and audit.
• Capital Markets and Funding: Lead all strategic financing activities, including debt issuance, equity transactions, and capital structure optimization across jurisdictions.
• Treasury and Liquidity Management: Chair the Group Liquidity Committee and ensure optimal deployment of capital and liquidity buffers in line with growth and risk targets.
• Financial Planning and Analytics: Drive advanced performance analytics, scenario modeling, and portfolio-level intelligence to support strategic decision-making.
• Governance and Control: Maintain robust internal controls, ensuring audit readiness, compliance with IFRS and local standards, and transparent stakeholder reporting.
• Stakeholder Engagement: Act as the central financial counterpart for investors, auditors, and regulatory authorities, maintaining institutional-grade communication standards.
• Cross-Functional Partnership: Collaborate with product, legal, credit, data, marketing and operations teams to align capital allocation with business performance and expansion priorities.
• Financial Branding: Shape and articulate ESTO’s financial narrative across internal and external channels, reinforcing its positioning as a leading fintech innovator.

REQUIREMENTS:

• 5+ years of experience in senior financial management within banking, non-bank finance, or investment management.
• Proven record of raising and structuring capital - both fixed-income and equity.
• Deep understanding of treasury, liquidity, and capital markets mechanics.
• Mastery of financial governance, accounting frameworks, and investor-grade reporting.
• Strategic thinker with exceptional analytical precision and executive communication.
• Comfort operating in fast-moving, cross-border financial environments.

WE OFFER

🌟 Be Part of Something BIG: Gain hands-on experience in a fast-growing fintech   company.

🤝 Work with the Best: Join a tight-knit, highly skilled team where open communication and collaboration drive success.

🏡 Work Your Way: Enjoy a hybrid setup, balancing office time and remote work to suit your lifestyle.

🛡️ We’ve Got You Covered: Benefit from sick leave compensation, Stebby, additional health days, and a flexible work environment that prioritizes your well-being.

🎉 Stay Active and Connected: Take birthday leave, join fun team events, and enjoy plenty of opportunities to unwind.